Wayne Independent - Honesdale, PA
Harvest and Heritage Days
- Page 11
Citizens Savings Bank (Bronze Sponsor)
As a locally managed bank with 7 branch offices located throughout Lackawanna, Wayne and Monroe Counties, Citizens puts the needs of its customers and our community first.

In today’s market, we want to help our customers attain their dreams of homeownership. We offer a variety of lending, deposit and online banking products.

Citizens has been a local mortgage lending leader since 1902 and we continue to work hard to make our customers lives easier with quick, local originating, processing and local servicing. We offer purchase, refinance and construction to permanent loan financing options. In addition, we offer FHA, VA, rural housing and home equity lines and loans. We want your loan experience with us to be seamless and easy to navigate.

The bank’s team of employees strives to touch the lives of people they serve by providing outstanding customer service with every interaction. Most customers are on a first name basis with our staff . We know how precious their time is and we make every effort to accommodate them. Our employees focus on building long term relationships with customers to help them meet all their banking needs and those of future generations.

Citizens offers innovative financial products such as Kasasa® a new brand of free checking account that rewards consumers for their banking account with interest, cashback or digital downloads. All Kasasa products are free, reward based accounts, with no minimum balance to earn the rewards or maintain the account, no monthly service fee with free estatements, online and mobile banking as well as refunded ATMs fees nationwide.

Citizens Savings Bank has earned a Five-Star Superior rating – the highest possible – from Bauer Financial, the independent financial rating bureau relied on by consumers, investors and financial journalists to judge the health of financial institutions.

Customers can reach us by calling 1-800-692-6279 or visit us online at www.citizens-savings.com